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Condo owners might be wasting cash on extra coverage

Condo owners might be wasting cash on extra coverage

March 12, 2008 No Comments

Whether you just purchased your first condominium or have lived in one for some time, a personal condominium unit owner’s policy is a must. Dollar for dollar, it may be one the best insurance products available. In addition to providing personal property protection it can be designed to include some very critical protection. One area ...

4 Reasons to Always Use an Insured Contractor

4 Reasons to Always Use an Insured Contractor

March 11, 2008 No Comments

Having work done in your home can be very stressful, which is why you should always make sure you are using a fully insured contractor. 1.    If an insured contractor does work and a loss occurs due to their negligence, their Liability Insurance will cover it.  If the contractor is uninsured, your insurance will respond. ...

What is condo owner’s insurance?

What is condo owner’s insurance?

March 6, 2008 2 Comments

In the world of home insurance, you might think co-op or condo owners get it easy. A condo owner usually owns the airspace in his or her home, not the actual structure of the home. A condo owner owns “shares” of the building, like a stockholder, not the individual unit in which he or she ...

We’re Here to Help!

We’re Here to Help!

March 6, 2008 No Comments

InsureOurCondo.com is designed to help you find insurance for your condo. Unit Owners If you own a condo, you need a unit owner’s policy. There are several types of homeowner’s insurance policies; for condominiums it’s called an HO6 homeowner’s policy. It insures your personal property, your unit’s walls, ceilings, floors, and protects against personal liability. ...

Think you have it all covered?

Think you have it all covered?

April 24, 2007 No Comments

Do you think you have it all covered? Probably not. Most people worry more about someone stealing their laptop than they do being sued for their life savings and maybe their future earnings. This can be covered very easily and at a relatively affordable price. How? Simply purchase an “Umbrella Liability Policy.” What is it ...

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The 5 Basics of Condo Insurance Part 5- Medical Payments

If a person is injured in your condo and they are not named on your policy, this coverage would...

The 5 Basics of Condo Insurance Part 4- Personal Liability Coverage

One of the most important parts of a condo insurance policy is the Personal Liability Coverage. This will cover...

The 5 Basics of Condo Insurance Part 3- Loss of Use

If a loss occurs and your home is damaged, it will take some time to renovate your home. During...

The 5 Basics of Condo Insurance Part 2- Personal Property

Personal Property Coverage typically protects your personal belongings against the same list of risks and perils mentioned in Dwelling...

The 5 Basics of Condo Insurance Part 1- Dwelling Coverage

Insurance companies offer Dwelling Coverage, which generally insures the interior walls, drywall, wallpaper, paneling, flooring, carpeting, or built-in cabinets....