Association Members
We help you find the best insurance for your habitatonal property.
Your property needs insurance to protect from disaster. Homeowners buy insurance to cover their homes and personal property. As a member of your condo board, you need to protect your building as well. This requires a special type of insurance policy, and we’re here to help you.
Habitational policies, also known as master policies, cover the entire building, including; common areas, hallways, roofs, energy equipment, sidewalks, etc.
What kind of building needs a master policy?
condominiums
apartments
multi-families
duplexes
triple deckers
active adult 55+ communities
brownstones
What should the policy cover?
Property damage to the replacement cost
Liability to $2,000,000
Energy Equipment
Directors & Officers (optional)
Fidelity (optional)
Earthquake (optional)
Terrorist (optional)
Flood (optional)
Worker’s Comp (optional)
Hired/non-owned auto (optional)
[...] Association Members [...]