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March 6, 2008 No CommentsInsureOurCondo.com is designed to help you find insurance for your condo.
Unit Owners
If you own a condo, you need a unit owner’s policy. There are several types of homeowner’s insurance policies; for condominiums it’s called an HO6 homeowner’s policy. It insures your personal property, your unit’s walls, ceilings, floors, and protects against personal liability. Your condo building has a master policy, but you need a unit owner’s policy too.
Association Members
Condo associations need to insure the entire building with a master policy. These are called habitational or commercial package policies. Home Owners Associations (HOA’s) need to insure the common areas of the building against damage and general liability. Every habitational building should have a master policy.
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